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Disclaimer
The information on this web site is provided by Online Investment Services, LP., a Texas Limited Partnership. The General Partner is Double A Venture, LLC.

By accessing the information provided by this web site or by receiving our emails, you agree to be bound by the following:

You agree and acknowledge that this site is an information service. All statements and expressions are the opinion of Online Investment Services, LP. and/or its paid partners or consultants and are not meant to be a solicitation or recommendation to buy, sell, or hold securities.

Online Investment Services, LP. does not provide recommendations to buy or sell stocks, stock options, or any other security or investment; Online Investment Services, LP. is not a stock broker or investment advisor. All stocks and stock options listed at the web site or in emails are for informational and evaluative purposes only; and Online Investment Services, LP. believes the information to be accurate, however, Online Investment Services, LP. reserves the right to change, alter or modify the information being presented at any time for any reason.

You understand that the information provided is believed by Online Investment Services, LP. to be accurate, however, you also understand and agree that Online Investment Services, LP. does not warrant the accuracy nor does Online Investment Services, LP. make any claims or guarantees as to its accuracy. You understand the risks of trading in the stock and options markets. You understand and agree that the information should only be used as a research tool and that you should always discuss and/or review your trading strategies with your stock broker or other professional.

Online Investment Services, LP. shall not be responsible or subject to liability for the truth, accuracy, or otherwise for the information provided or for errors, mistakes, or omissions therein or for any delays or interruptions of the service from or for whatever cause.

There is a very high degree of risk involved in trading. Losses can be significant. Past results are not indicative of future returns. Online Investment Services, LP and all companies and individuals affiliated with this site assume no responsibilities for your trading and investment results. The indicators, strategies, columns, articles and all other features are for educational purposes only and should not be construed as investment advice. Information presented is obtained from sources believed to be reliable, but we do not warrant its completeness or accuracy, or warrant any results from the use of the information. Your use of the information is entirely at your own risk and it is your sole responsibility to evaluate the accuracy, completeness and usefulness of the information. You must assess the risk of any trade with your broker and make your own independent decisions regarding any securities mentioned herein. Online Investment Services, LP., companies and individual affiliated with this website and/or services provided under this website may have a position in the securities or options described herein that may be consistent or inconsistent with the commentary, data or other provided information.

Online Investment Services, LP., its affiliated companies, individuals and other individual and companies which provide premium data to this site are not stock brokers, investment advisors, financial analysts, investment brokers or financial advisors. Online Investment Services, LP., its affiliated companies, individuals and other individual and companies which provide data to this site shall under no circumstances be liable to any visitor, user, and/or any third party for any lost profits, lost opportunities, indirect, special, incident, consequential, punitive, or any other damages whatsoever. Online Investment Services, LP., its affiliated companies, individuals and other individual and companies which provide data to this site assume no responsibility or liability for any inaccuracies, misstatements, errors, fabrications, contained within documents, data, materials, web site pages, contained herewithin and associated pages, either through error or negligence. You agree to hold Online Investment Services, LP., its affiliated companies, individuals and other individual and companies harmless for any act resulting directly or indirectly from this site, its data, content, materials, associated pages and documents.

By accepting emails, including our various paid subscriptions and free email reports and newsletters, you agree to the terms of this Disclaimer and our Privacy Policy as such may be amended from time to time.

Additional Disclaimer Relevant To Materials Presented On This Website And In Newsletters and Other Materials Provided By Double Diamond Advisers, Ltd.

The information contained in publications related to the "Portfolio Risk Manager" service is provided by Double Diamond Advisers, Ltd. (Double Diamond). The owner of Double Diamond, Mr. David Moenning, is also President and majority shareholder of Heritage Capital Management, Inc. (HCM) a Chicago-based money management firm. HCM is registered with the U.S. Securities and Exchange Commission as an investment adviser. HCM also serves as a sub-advisor to other investment advisory firms. Double Diamond is a publisher and has not registered as an investment adviser. Neither HCM nor Double Diamond is registered as a broker-dealer.

Employees and affiliates of HCM and Double Diamond may at times have positions in the securities referred to and may make purchases or sales of these securities while publications are in circulation. Editors will indicate whether they or HCM has a position in stocks or other securities mentioned in any publication. The disclosures will be accurate as of the time of publication and may change thereafter without notice.

The analysis and information on this website and in related newsletters and/or emails is for informational purposes only. No part of the material presented is intended as an investment recommendation. Neither the information nor any opinion expressed constitutes a solicitation to purchase or sell securities or any investment program. The opinions and forecasts expressed are those of the editors and may not actually come to pass. The opinions and viewpoints regarding the future of the markets should not be construed as recommendations of any specific security nor specific investment advice. Investors should always consult an investment professional before making any investment.

Any investment decisions must in all cases be made by the reader or by his or her investment adviser. Do NOT ever purchase any security without doing sufficient research. There is no guarantee that the investment objectives outlined will actually come to pass. All opinions expressed herein are subject to change without notice. Neither Double Diamond nor HCM or any of their employees or affiliates shall have any liability for any loss sustained by anyone who has relied on the information provided.

The analysis provided is based on both technical and fundamental research and is provided “as is” without warranty of any kind, either expressed or implied. Although the information contained is derived from sources which are believed to be reliable, they cannot be guaranteed.

All indices and returns shown assume reinvestment of dividends and capital gains. Investments in equities carry an inherent element of risk including the potential for significant loss of principal. Past performance is not an indication of future results.

By accepting emails, including various paid subscriptions and free email reports and newsletters, you agree to the terms of this Disclaimer as such may be amended from time to time.

*Hypothetical Model Testing: Hypothetical performance results have inherent limitations, some of which are described below. First and foremost, it should be understood that Hypothetical Testing of Trading Systems does NOT represent actual trading. No representation is being made that any account will or is likely to achieve profits or losses similar to those shown; in fact, there are frequently distinct differences between hypothetical performance results and the actual results subsequently achieved by any particular trading system. One of the limitations of hypothetical system testing of performance is they are generally prepared with the benefit of hindsight. In addition, hypothetical trading does not involve financial risk, and no hypothetical trading record can completely account for the impact of financial risk of actual trading. For example, the ability to withstand losses or to adhere to a strategy in spite of trading losses are material points which can also adversely affect actual results. There are numerous other factors related to the markets in general or to the implementation of any specific trading system which cannot be fully accounted for in preparation of hypothetical performance results and all of which can adversely affect results.

Results shown are based on calendar years only. Actual results fluctuate in value on a daily basis and therefore inter-year results will be more or less volatile than calendar year returns.

Copyright 2003 Double Diamond Advisers, Ltd. All Rights Reserved.

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